Every innovative business using a Mobile app testing platform has shown some interest in embracing agile. No matter how sophisticated an organization is, it’s easy to crumble under the burden of poor and efficient systems or compromised collaboration and coordination among teams. The benefits of making the shift to agile are undeniable.

For instance, agile principles and practices offer increased visibility for the business. As businesses grow, the complexity increases, and anything with a greater complexity tends to slow down. While most forms drive their focus on speed while adopting agile, they can’t succeed without a plan.

One of the most widely proliferating misconceptions regarding agile is that you can succeed with it without any strategic planning. While you can certainly cut down a little bit on the planning duration, it’s impossible to ignore it completely. Instead of planning everything in the beginning with traditional development approaches, agile involves making a plan in small chunks. This post will take a detailed look at everything you need to know about agile test planning. Let’s dive right in.

Do We Need An Agile Test Plan?

Test planning works are different levels. We leverage the principles of simplicity and iterative development and ask what kind of data information or knowledge the teams in charge made at different levels.

So, we need an agile test plan since planning is one of the most important activities during a product’s life cycle. However, it’s essential to see it as something ongoing rather than a strategy to be done within the beginning itself. When we talk about an Agile framework, planning to be evolutionary by keeping changes retrospective and making frequent updates is a must.

The core value is responding to change as far as the agile manifesto is concerned. While it’s true that an over comprehensive document might not do much, having strategic responses to change can go a long way.

How Does An Agile Test Plan Work?

In agile, when a sprint begins, it is not necessary to know every detail about the feature and Epic beforehand. Sometimes, it might not seem straightforward and predictable. Understanding the different complexities can help shape testing efforts if that is the case. However, when things are unknown or new, complications can arise. Such a scenario can make coming up with relevant information challenging.

Before a sprint, the team starts out by discussing the contents that are a part of the release. This way, the testing team has an idea of the scope of testing in advance and what you should consider for the test.

Once you are through with the contents comes the discussion about estimates. So, testers have an idea of the duration it will take to test a feature. It includes performance, exploratory testing, test automation, test scenarios, and the setup of the test environment.

Understanding Epic, Feature, Task, and User Story

A detailed understanding of the terms Epic, Feature, Task, and User Story is necessary when working towards creating a brilliant testing plan for software. They are a crucial part of the Scrum framework and comprise details testing teams must take into account during the planning phase. It’s also crucial to keep the bigger picture of the entire product intact. These terms are known for their unique precision levels.

Epic

In simple terms, Epic is a broad spectrum goal that needs simplifications by dividing it into different chunks of tasks the agile team needs to work on. It’s next to impossible to achieve a big story, that is, Epic, in one stroke since it usually takes a few months. Since they have a broad end scope, epics lack details.

Business requirements, customer requests, and product features come under epic. The Epic size also depends on the overall culture of your organization. Knowing they shouldn’t take too long to finish is essential. That doesn’t mean you hasten things up. It is a wise move to use burn-down charts for measuring epics. It offers precise estimates of the quantum of work you need to complete.

Feature

Feature refers to a cluster of user stories representing a functionality’s business capability. It can take many iterations to finally complete. You must ensure that these functional and non-functional user stories are highly testable. This will get the team involved in a pattern of coding each story and testing it out until the feature is complete.

Task

Detailed work pieces necessary for completing a user story are known as tasks. Team members can take them up depending on their expertise and skill levels. No user story can be completed until you complete every task under a particular story. Usually, development teams define a task, and it takes almost a day to finish.

User Story

User stories are a to-do checklist comprising items the testing team needs to complete. The scrum product owner owns the user stories, stakeholders, the Scrum master, and the entire team act as contributors to eliminating backlogs. The idea around which user stories revolve is to break a product into pieces to complete a large project successfully. Tracking user stories is easily possible, even on multiple boards.

It’s essential to remember that user stories are simple, short, and crisp descriptions you need to cover throughout an agile project. Even though the product owner is the owner of user stories, any member can write them.

Conclusion

Writing proper epics, tasks and stories are crucial for a clear picture of responsibilities, roles, reasons, and requirements. When in line, these three sprint foundations help accomplish goals quickly and precisely.

One of the most apparent goals for having these Agile planning sessions is to enhance learning and adaptation with the help of faster and more efficient feedback. Once you get a hold of how all the planning sessions work, they take less time and become more effective in the future.

There is this mindset in the testing and Development industry to have all the information upfront before making a plan. While this has been how things are for ages, it is time for a change in planning and development. Even though the approach is different and takes some getting used to, it is always rewarding when the end product comes out better.

A mobile wallet app is a digital wallet that allows users to store, send, and receive money using their mobile devices. Mobile wallet apps typically use near-field communication (NFC) technology to make transactions, which means that they can be used at NFC-enabled terminals to make payments or send money. Some popular mobile wallet apps include Apple Pay, Google Pay, and Samsung Pay. However, the custom-developed e-wallets are a built-in solution for certain platforms and business workflows. Payment-heavy businesses set up wallets to offer the functionality of crypto exchanges, loans, and loyalty programs. Yet, the main idea is to provide P2P and international transactions via integrated payment gateways. So, from the back-office perspective, an e-wallet offers card issuing, payment processing via Visa and Mastercard, and client identification as money receiver or transferee.

What Are the Benefits of Developing a Mobile Wallet App?

First of all, a mobile wallet is an e-wallet available via mobile with client authentication via the Face ID or two-factor checkup. Nowadays, companies use cross-platform app development and do not limit themselves to the mobile version only. They offer adaptive responsible mobile wallet versions for fast access to the products and services. Think about a traditional neobank functionality then. It is commonly based on the same banking core as the e-wallet.

1. Increased Security

Mobile wallet apps offer increased security compared to traditional wallets. This is because they often come with features such as fingerprint authentication and two-factor authentication, which make it more difficult for criminals to access your funds.

2. Convenience

Mobile wallet apps are also more convenient than traditional wallets, as they can be used to make payments anywhere in the world with just a few taps on your smartphone.

3. Enhanced Customer Loyalty

Another benefit of developing a mobile wallet app is that it can help you enhance customer loyalty. This is because customers who use your app will be more likely to return to your business in the future, as they will appreciate the convenience and security that your app offers.

4. Increased Sales

Finally, developing a mobile wallet app can also help you increase sales, as customers are more likely to make impulse purchases when they have their credit card details stored on their phones.

How to Develop a Mobile Wallet App?

1. Choose Your Platform

The first step is to decide which platform you want to develop your app for. There are many different mobile platforms out there, so you’ll need to choose the one that makes the most sense for your target audience.

2. Find a Payment Processor

To accept payments through your mobile wallet app, you’ll need to find a payment processor that supports mobile payments. There are many different options out there, so be sure to do your research and find one that fits your needs.

3. Create a User-Friendly Interface

One of the most important aspects of any mobile app is its user interface (UI). When it comes to mobile wallets, it’s especially important to create a UI that is easy and intuitive for users since they will be dealing with sensitive financial information.

4. Implement Security Features

Another important aspect of developing a mobile wallet app is making sure that it is secure. You’ll need to implement various security features such as encryption to protect users’ information and prevent fraudsters from taking advantage of them.

What Are the Features of a Mobile Wallet App?

1. The ability to store multiple payment methods – debit and credit cards, loyalty cards, gift cards, etc.

2. The functionality to make payments in-store, online and in-app.

3. The use to send and receive money transfers.

4. The ability to track spending and set budgets.

5. The loyalty points and rewards management.

Check out the functionality of e-wallet software development by SDK.finance and see if it will be the product your business needs. 

There are several ways cloud-based solutions streamline the app development process. With cloud-based solutions dominating the digital world, these applications store many companies’ computer data and digital resources. In fact, research suggests that the cloud will host over 95% of workload, processes and services within the next coming years.

As an app developer, you should familiarize yourself with different ways cloud-based solutions can improve your projects’ scalability, performance and data security. This way, you can start implementing cloud solutions into your application development processes. Read on to learn different ways cloud-based solutions streamline the app development process.

Automates Manual Processes

First, cloud-based solutions can automate manual processes during the app development process. These automated processes execute workflows like configuring servers, setting up a network and managing resources. An app that uses creative push notifications is both attractive and compelling to new customers for your service.

In addition, they can minimize development errors like not following user input requirements or failing to protect the app against vulnerabilities. With automatic tasks set during development, you can also reduce redundancies such as overlapping features or including similar task functionalities. In addition, let the cloud solutions write the same code repeatedly to save your team a lot of time. Surely, cloud solutions automate the manual processes in the app development process.

Simplifies Data Storage

Next, use cloud solutions to streamline your data storage during the application development process. Many of the best application developers use powerful programming tools and technologies tools to install crates dependencies. For example, you can use a reliable Cargo Registry by JFrog to access full control of your app’s deployment. Plus, developers often use this tool for the dependency resolution process through Cargo packaging with Rust crates.

Plus, this registry focuses on speed and memory safety with a wide range of systems and software. More so, it’s a universal cloud native solution. With this, you can build your Rust crates into containers to store in private docker registries. Of course, cloud-based solutions can streamline your data storage during the app development process.

Cloud Based Cuts Costs

In addition, cloud-based solutions can cut costs in the application development process. Leverage a third-party service network to access additional bandwidth and latency. You can do this without investing in new IT infrastructure equipment or upgrades. As a result, you can cut team and resource costs. In addition, these platforms offer secure data sharing.

With this, you can access the stored application data on different servers without worrying about security. After all, these cost-cutting benefits of cloud-solutions for development are more efficient than lowering the overall app costs. In short, you can reduce costs for your app development process with cloud-based solutions.

Increases Team Collaboration

More so, cloud-based technologies can streamline team collaboration for your app development. With these solutions, team members can communicate and collaborate no matter where they are. Just store your data and processes on the cloud so everyone can access them anytime. Your team can then work in real time on multiple projects, engage in live chats and host video conferences just like they would in person.

By removing production delays, your teams can empower and benefit from cross-departmental collaboration. Plus, they can boost their developer productivity and keep the development process seamless. Definitely, increase your team collaboration strategies with cloud-based solutions.

Secures Your Workflows

Furthermore, you can secure your workflows with cloud-based solutions during the app development process. With these solutions, confidently store your sensitive application data, codes and frameworks in the cloud. In addition, you can add safeguards to make sure your information is safe and avoid access from unauthorized users.

To further protect your workflows, most solutions let you create permissions and restrictions to specific members. For example, only give the coding team access to your program language files to prevent rouge team members from accessing your private information. Certainly, cloud-based solutions can secure your workflows while building your applications.

There are several ways cloud-based solutions streamline the app development process. First, they can automate manual processes like configuring servers and setting up the network. Leveraging the power of automation, you can accelerate workflows, eliminate human error, and future proof your dev environment.

Plus, these solutions reduce your labor requirements — keeping overhead costs low. Next, cloud-based solutions simplify data storage with reliable cargo registries. You can utilize the latest registry platforms to maximize security, accelerate releases, and encourage collaboration. In addition, they cut costs with additional bandwidths.

More so, you can streamline collaboration with live chats and real time updates. Furthermore, cloud-based solutions secure workflows with security measures like safeguarding. These are the best ways cloud-based solutions streamline the app development process.

Are you looking for a way to build a cool piece of software and show it to your friends, colleagues, and anyone else who might give you a little recognition for the piece of work you have done? A simple Google search will turn up at least a few articles about how to get started and what to do once you have written the software. If you are just starting out, this may seem like a lot of info. You might think, “I do not need this; I can just wing it, write code and make it work.” You might think this way, but there is a lot to learn, and it is worth spending some time preparing and planning ahead.

There is a good chance that you have written at least one piece of software that just did not work as expected. In order to develop a piece of software that works, you have to understand how the code interacts with the environment. Of course, you can hire the Yellow Systems custom software development company. But what if you want to know all the dev specs?

The Art of Software Development

It is true that writing a bit of code to solve a problem is fun and can even be rewarding, but that is the extent of it. In order for your software to run flawlessly, you need to know what to expect in every possible case. Here are a few things to consider when developing software.

#1 – Environment

It is hard to ignore the fact that we live in a world where everyone is becoming increasingly connected, especially with the rise of smartphones. Most computers these days have Internet access built-in, and a lot of people have access. Even if you are completely offline, your computer will still have a connection to the Internet. That is one of the reasons you can search the web at home, at school, in the library, at the store, or any other place.

If your program will work in these environments and will likely need to work in different environments in the future, then you need to plan ahead. Think of how your program will handle different connections and how you will cope with the fact that there are more and more devices connected to the Internet. You can never predict what connections might be available or how they might be used.

#2 – Device/OS

Your program might be working just fine on a Windows or Linux PC, but what if a user will try to run it on an iPad? What if they are on a Mac? They may not be able to see all the options your program uses, so maybe your program will not work the way it does on a PC. You may need to think about how you will use the input and output devices your users might have access to and then write code that takes advantage of those devices.

#3 – Security

Is your program going to store data? That is a really great question. A computer is a lot more than a calculator. Think about all the data that is stored on your PC. Credit card numbers, passwords, social security numbers, and everything else you might store in your program. Where are you going to store that info? Is it on the server or on your users’ computers? How can your program handle various types of security threats?

#4 – Performance

How long does it take for your program to work? Do you have room to improve on that? If it takes a long time to load, are you going to have many options for the user to skip the wait time? Are you going to take advantage of the hardware in a PC or mobile device to improve the performance of your software? How much RAM do your users have? How much disk space do they have available? These are just some of the questions that you need to answer before initiating the development process. At this stage, it is also good to write different test cases to cover all the app use scenarios and ensure the solution works flawlessly.

Do the Things Right!

The world is constantly changing and the way that we build software has become a little more complex over the years. However, it is not as complicated as it may seem, and there are a few tips to help simplify the process of programming. The above list will make the software development task easier for you if you address it at an early stage of software development.

RSAT or Regression Suite Automation Tool is the official Microsoft solution for automated testing of Microsoft ERP apps and components. Yet, it has a serious competitor which is Executive Automats designed by XPLUS. This article will help you to compare these tools and understand them better.

Installation Process

Even though the installation of RSAT is relatively simple and quick, it requires crucial additional steps. This includes granting access to the DevOps server, LCS and the ERP apps, monitoring connection between this software after updates as well as manual driver updating for RSAT.

After the installation of Executive Automats that takes only 15 minutes, this app can be used without extra actions.

Ease of Usage and Level of Automation

Both RSAT and Executive Automats are using a codeless approach but their design differs a lot.

For example, while you can access the instances of Microsoft Dynamics 365 Finance and Operations directly from Executive Automats and perform test recording, playing and modification, RSAT breaks the process into several steps. Its test scripts are created with a task recorder, but they are stored in LCS. In order to apply the tests to the ERP  app, they first have to be synchronized with the DevOps server which also stores test results.

The testing processes are performed individually using the logs coming from an ERP app. To create separate test versions, you will have to use Excel which is not well-adapted to inserting some crucial testing elements such as loops, try-and-catches or conditional and optional steps. With the limited codeless design of RSAT, only a part of tasks can be automated. Meeting all of the testing needs of your company requires performing some of the processes manually.

Executive Automats has its own integrated editor which allows testers to add any required logic into the scripts which can be updated automatically. This tool supports simultaneous testing processes and offers rich functionality for performance tests simulating peak loads.

Final Costs

Unlike RSAT available to the users of Microsoft ERP apps under the currently used licenses, you will need to pay for Executive Automats separately. Yet, while choosing a testing tool, it is crucial to estimate all of the costs involved into the process. With the maximum testing automation, advanced testing functionality and convenience for the users without technical background, the final costs of Executive Automats are a way smaller.

Do You Really Need an RSAT Alternative Tool?

If you are a user of Microsoft ERP apps, you can use Microsoft RSAT, however, it will automate testing processes only partially and you will still have to reach out for professional expertise. The usage of RSAT itself as well as the delays and disruptions in your ERP app caused by a poorly optimized testing strategy will generate unnecessary costs.

Such a scenario can be easily avoided by deploying Executive Automats, a fully automated tool provided by a Microsoft Gold Partner.

The mobile app development industry is one of the most fast-growing industries these days. It is one of the leading spheres which offers impressive profits for developers as well. That is the reason why the mobile app market gets constant innovations.

Once checking the most recent mobile app development trends, it is easy to see how they affect the main players in the industry. The latest trends define the way the industry operates at present. They even outline the way the employment process is ensured as mentioned at this essential guide for entrepreneurs.

To stay competitive, it’s crucial for developers to offer advanced software and unique features, keeping pace with constant innovations in the mobile app market. Following the latest trends in marketing your app is essential for success, as these trends shape the future of mobile app development.

Besides, the numerous modern trends will define the development of mobile apps in the near future. It calls for careful research on the most recent tendencies in the mobile application development company.

Top Trends in Mobile App Development

If you want to stay in the top positions in the industry, you need to have a clear idea of the latest mobile app trends. Sure, trends, in most cases, are something that quickly becomes forgotten. Still, on the pick of its popularity, it can be used to gain increased profit or improved visibility for your app.

The trends constantly boost the industry’s development. Thus, it is important to learn the biggest trends and use them for your app development in the future. Following the most recent trends can be very beneficial for the final profit gained by app development companies as well.

Fast Rise of On-Demand Applications

The on-demand sector has gained a huge base of users recently. One of the reasons for such a rise is the pandemics. It caused people to switch more to online shopping and remote employment. Thus, such applications in the grocery, food and healthcare category have become extremely popular. Most modern services have already presented their effective apps that improve the company’s work and cooperation with clients.

For instance, ordering food and groceries online is extremely easy these days. Besides, it is very convenient and does not take much time. Even with the lifting of restrictions caused by Covid-19, people still gladly use online services to order food and groceries through advanced apps.

Strong Influence of Beacon Technology

Beacon Technology is the future of mobile app development. It is widely used in the development of apps from such categories as Healthcare, Hotel, Museum, etc. This is one of the leading trends due to the wide use of proximity marketing and location technology. The technology is highly used in retail as well. It offers to provide instant information about sales. Therefore, the hospitality sphere gains lots of benefits from the usage of technology as well. Beacon technology brings advanced automated machine learning and artificial intelligence technologies into the app development process.

The Importance of Wearable Devices

The rise in the importance of wearable devices is not a recent phenomenon. It was popular for a few years already. People like to use their trackers, fitness bands, and smartwatches often. What is more, this tendency is still ongoing. Sure, these days, the wearable market has gone through numerous modernization processes. The latest wearable devices are more advanced and provide improved features.

This is one of the top 10 mobile app long-lasting trends. It is still expected that the increase in interest in wearable devices will be as significant in the future as it is now. Besides, modern devices use advanced artificial intelligence technology and provide more options for users nowadays. It includes such features as face detection, image recognition, predictive maintenance, speech recognition, etc.

Recent VR and AR Transformation

Virtual and Augmented reality is the equipment used for mobile app development these days. The technology brings numerous advanced features and VR/AR capabilities. Mobile app developers widely use AR in marketing, manufacturing, healthcare, and e-commerce apps development.

Importance of Mobile Wallets

A mobile wallet is an essential technology that allows paying for online services fast. The technology allows the development of the most convenient payment options for app users. The constant upgrades of mobile wallet technology allow ensuring fast and secure payment methods.

Advanced Mobile Security

With lots of information transferred between app users, the significance of proper security is reasonable. Once using a certain application for e-commerce, lots of corporate information is stored and shared. Therefore, the advanced tools and software implemented to improve security are required. The need for constantly solid security will be one of the mobile app industry trends all the time.

Use of Chatbots

The wide use of chatbots is one of the recent application development trends. Modern technology allows dealing with certain tasks faster. Customer support has benefited greatly from chatbot use.

Cloud-Based Technology

The cloud-based technology is widely used in mobile app development. It offers enough space for keeping important data on modern devices. It increases storage capacity in mobile apps greatly.

Conclusions

The prospect of the mobile app development industry is quite bright. Being one of the most fast-growing industries currently, the app development sphere offers constant innovations and advanced capabilities. There are numerous tendencies in mobile app development that are aimed at defining the future of the industry.

The industry benefits greatly from the use of advanced software and technologies, like VR and AR technology, Beacon technology, cloud-based technology, mobile wallets, etc. The huge popularity of on-demand applications and implementation of the latest security solutions define the future of the app development sphere as well. With all the innovations implemented, the app development industry is expected to get even more recognition in the near future.

BIO:

Jenson O’Connell is an experienced content creator who writes on IT development and technology issues. He regularly publishes in many high-profile editions and helps his readers understand trends in the tech industry and programming infrastructure.

Worldwide, industries are rapidly adapting to the practices influenced by IT. Nowadays, in nearly every business, whether it is a multinational company or a small retail business, the use of the software is seen everywhere. However, a trend that is seen across these businesses is that most of them use software that is tailored according to their own needs. For example, the software being used by a departmental store for its operations will certainly differ from the one being used by a fitness club. Here, a question may arise “how are businesses able to get software systems tailored according to their specific needs? And the answer to this question lies in custom software development.

By definition, custom software development is a process of designing, creating, deploying, and maintenance of software that is developed according to the specific needs of particular users or organizations. 

The Difference Between Commercial Software and Custom Software

Commercial software, also otherwise known as Commercial Off-the-Shelf (COTS) software, has a design to fulfill a broader range of requirements. A developer of COTS will develop it so that it can be packaged and marketed on a commercial scale.

Examples of COTS

Microsoft and Adobe are the two prominent examples of commercial software providing a vast range of services. The applications of these software programs can help every business and organization, regardless of its scope of operations.

Custom Software

A custom software program contains those features within itself that help an organization offer a specific set of services. For example:

A manufacturer deploying a field service equipment maintenance program, or Online banking applications designed to fulfill the requirements of the banks and their customers

How is Custom Software Development Done?

The process of custom software development is usually carried out by development teams or by a third party. Hire a custom software development team for specific client and project needs. These teams and third parties develop these custom programs via several steps, such as gathering and constructing code, testing, deploying, and applying various development methodologies. Some of these methodologies include:

• Agile

• DevOps, and

• Rapid Application Development, etc.

• Application Customization, Modernization, and Management

The effort of custom software development usually involves application customization, modernization, and management.

Application Customization

Application customization refers to the up-gradation or modification of the existing commercial software for supporting individual requirements.

Application Modernization

Application modernization allows a business to sustain the quality of its customized software so that it can comply with the changing demands of users and the market.

Application Management

The application management process makes software more effective because it augments different tasks, such as

• Installation
• Updating
• Performance
• Availability optimization, and
• Service disk functions, etc.

If you are looking for a one-stop solution that can provide your company with all of the services mentioned above, then you should definitely look forward to the services of bekey.io

Why Custom Software Development is Important?

Designing and developing custom software is important as it allows organizations and businesses to meet the unique requirements of their users and deliver them according to their needs. Use software product engineering services to convert your business idea into an established business.

How Much does Custom Software Development Cost?

The exact amount required to design and develop custom software cannot be predicted. This is because several factors are involved in its designing, development, and deployment. Some of these factors are:

• Complexity of the Project
• Size of the software
• Team size
• Team Expertise
• Complexity of the project

Creative designs in custom software can be considered as decoration of the house. The more options one selects, the more expensive the decoration will be and vice versa. A custom software product having different features makes it easier for the users to navigate through it. Thus, software having many options will make it more expensive than one with very few options.

Size of the Software

Software size means the number of pages created and/or the number of screens added in the software. If an organization wants a custom software product having a lot of pages, then the workers will have to invest more of their time and energy, and as a result, the cost of the software product will increase.

Following are the examples of different software sizes:

• A small-sized software product has 10-15 screens
• A medium-sized software product contains 25-40 screens
• A large-sized software product contains either 40 screens or more

Team Size

Team size is a critical factor in determining the price of the software product. A business planning to acquire custom software should remember that more developers it hires, the more quickly it will be able to get the product. However, having more developers on the board does not resonate with the high quality product. Therefore, organizations need to establish equilibrium between the number of developers and the quality of work they can deliver.

Team Expertise

Team expertise is yet another vital factor in deciding the price range of the software product. Mostly, one can find the developers of North America and Western Europe with a very high expertise in development. Hence, they charge their clients accordingly. For example, software developers from these regions may charge their clients within the range of $60 to $200 for every hour. In contrast, software developers from South Asia may charge within the range of $10 to $160 per every hour. Because of this price range, the developers’ services may not be of the top quality.

Keeping these factors in mind, one can expect the price range of a custom software product to be within $50,000 to $250,000. With a team of developers having mediocre expertise, the price tag can go up to $100,000.

Why do I Need Custom Software Development Product?

For a company or a business owner, the following factors might be the reason to acquire a custom software product:

It is Efficient

A custom-software product is designed such that there is no need for making adjustment with the existing COTS applications and programs.

It is Scalable

Custom software products can be modified according to the changing needs of organizations customers and users. This way, there is no need of buying new licenses and subscriptions again and again.

They have very Low Integration Costs

A company buying commercial software may require investing in it and in its environment so that the commercial software can be integrated smoothly. However, a custom software product easily gets integrated within the existing structure and environment of the company. 

Custom Software Products are Profitable

Depending upon the terms and conditions, software developers can make a profit out of their custom software product. By licensing their product or selling to other organizations, the software developer can earn money easily.

How to Choose Custom Software Development?

Choosing the right custom software product might be a bit tricky. However, the following tips can help in this regard:

Getting Referrals: By consulting other organizations and people in the network, a business can determine the optimum custom software product for itself.

Discussing Coding with the Developers: While negotiating with their desired custom software developers, organizations should not forget to discuss the coding process. In this regard, their preference should be to have a code that is not buggy or resource-hungry.

Looking at the Developer’s Portfolio: Looking at some of the past projects delivered by the company can be helpful. Those custom software companies that have worked on a lot of projects almost have the required expertise. Contrary to it, software developers that have just started working may not be able to deliver up to the expectations as they lack the required expertise.

Focusing on Delivery Time: The primary preference of a business while looking for a software development product should be those that deliver on time. This is essential as the business’s employees can become familiar with the software product if they receive it on time. 

We Provide You with the Right Custom Software Solutions

We, at BEKEY, provide our clients with the custom software solutions specific to their needs and requirements. Our dedicated teams possess the right expertise in developing and deploying the custom software solutions to various businesses and startups worldwide. Before we deliver our products to our clients, we ensure their quality by making them go through a rigorous cycle of scrutiny. This is why all of our clients who have worked with us are quite satisfied with the services we offer.

Is getting a small loan through a smartphone app a new phenomenon? The answer is yes. Most small loan and cash advance apps have only been around for less than 10 years. 

Now there are several small loan apps that can easily be accessed through your smartphone or online. While these companies and applications are relatively new, the services they provide are not. 

For example, the popular cash advance app Dave was started in 2017, and shortly after, Shark Tank star Mark Cuban invested $3 million into the banking service startup. 

The service these apps offer is very similar to a payday loan or a cash advance loan. These are small loans that are meant to be repaid once the borrower receives their next paycheck. These types of loans usually don’t require a good credit score, and you’ll only need income and a checking account in order to qualify. These loans usually come with very high-interest rates and fees and are generally cautioned against for borrowers who may not be able to quickly pay back the loan.

Smartphone apps that offer small loans, however, are a much safer option than a payday loan. Many of the popular applications don’t charge any interest but may request that you pay a subscription fee, a tip, or another small fee in order to use their service. 

Dave

As mentioned, the Dave app is one of the more popular small loan apps on the market today. Much like a payday loan, the Dave app lets you borrow a small amount of money with the expectation that you’ll repay the loan once you receive your next paycheck. It also can monitor your checking account to protect you from an overdraft. 

Dave app users usually receive up to $100 but can receive up to $200 dollars if they elect to have a Dave spending account. Dave does not charge interest on their loans. Instead, they rely on a few fees that they market as optional. There is a $1 monthly subscription fee and you can tip up to 20% of the borrowed amount. The tip is optional, but Dave says it is the tips that allow them to continue providing their service to others. You can also pay a fee to receive your cash faster, upgrading the delivery time to eight hours instead of the usual three days.

Earnin

Earnin fashions itself as a paycheck advance app. The Earnin app is also a popular choice among small loan apps. It is among the older applications on the market, having launched in 2014. It tracks the hours that you work, using a timesheet or geographic data to log how long you’ve been at work. This allows users to access wages they’ve earned but have yet to be paid for.  It also offers an overdraft protection service. 

Earnin users can access $100 to $500 dollars in funds and charge no interest on their loans. Much like the Dave app, Earnin asks you for a voluntary tip of up to $14 and offers overdraft protection for a recurring monthly tip of $1.50. 

MoneyLion

MoneyLion asks for an optional tip, and they also charge an express fee in order to get your money sooner. MoneyLion offers “instacash” advance service ranging from $25 and up to $250 if you elect to open a MoneyLion checking account.

Brigit

There is also the budgeting app Brigit. Brigit also offers up to $250 dollars in a cash advance loan but is among the more expensive options. They charge a $9.99 monthly subscription fee to utilize their service. One of the advantages of Brigit is a much faster delivery time. If you make your request before 10 a.m. ET, they can usually deliver your funds that day or the next day. 

Chime

Most of the apps do not require a credit check in order to qualify, usually only requiring proof of income and a checking account. As you’ve seen, many of these apps do charge interest or fees characteristic of predatory payday loans. Instead, they rely on subscription fees, express delivery fees, and tips to make money. Therefore, many of these apps are good options if you need quick cash in a pinch before you receive your next paycheck.

Chime launched in 2013 and offers various fee-free banking services, including checking and savings accounts. Chime is another option with similar advantages to Dave and Earnin. Their “SpotMe” product offers customers the opportunity to overdraw on their accounts up to a certain amount without incurring an overdraft fee. Customers can overdraw up to $200 based on their account activity. Once the overdraft limit is hit, the account will decline any additional purchases without incurring any fees. Chime charges no interest, also asking that you tip their service. The advantage of the SpotMe product is that is instantaneous. It is already built into your account once you set it up. 

Cash Advance

Cash Advance is a cash advance app designed to provide traditional payday loans and installment cash advances for everyone in urgent need of money. Totally convenient and fast,it will make the loan application process quicker and simpler than ever before. Plus, the app is completely free: it doesn’t charge any fee for connecting with available direct lenders.

However, most of the apps offer very small loan amounts, with the higher end usually being around $500. If you are in the market for a bigger amount, you should look into a personal loan from apps that can offer them – like Avant, Varo, or Oportun – or through banks and other traditional financial services, most of which offer online services and smartphone apps.

With all this in mind, it’s important to remember to only utilize these small loan services if you are really in need of them. Getting a cash advance on your upcoming paycheck now means less money coming in your next paycheck. It’s always best to build up an emergency fund and withdraw from it when you come upon a surprise or emergency expense. But if you find yourself in dire need of some money to stretch between paydays, these small loans are a viable and legitimate option to use. Make sure to compare these options to find the most suitable option for you and your situation.