5 Business Expansion Strategies for Small Businesses

Posted on by Sherley Alaba
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Start-ups and small businesses find survival challenging in the competitive market. For that instance, the company’s consistent and concrete growth is essential for survival in the competitive market. Bankruptcy is something no entrepreneur wants to experience for their venture. As 2021 unfolds, devising the perfect business proliferation strategy has never been more crucial. Last year distorted the financial projections and changed the ways businesses used to operate in the recent decade. The COVID-19 pandemic brought new challenges for both small and large companies and increased the importance of business expansion. Be it the digital transition or better customer relationships, the COVID-19 pandemic turned the world upside down for small businesses.

With the government authorities easing up the restrictions, there are still various business expansion options for small businesses. Business expansion might seem like a difficult task, but it is not impossible for small businesses. Only lucrative business practices and strategies can push the company to expand and generate sales and profits. However, this expansion depends on the business’s financial stability and the competition in the market. With that said, let’s discuss business expansion strategies for small businesses.

Market Penetration

Market penetration is the first and most basic approach to expand your small business for good in the market. This strategy functions with your small business right where it operates. This strategy works best for scenarios when there are no other markets to enter. It means your business will focus on the single market with current products. The strategy will involve advertisement, price competition, product improvement, and promotions to pitch to the competitors’ customers.

Since this strategy will take head-on with your competitors, implementing multiple strategies can deliver better results. You will need to focus on increasing your share price. One approach to do this is by reducing the selling price of the products. This process is tricky, but it will help you penetrate the competitive market and widen your reach. Moreover, advertisements can also boost your small business with a sound sales pitch. The latest pandemic has forced both small and large companies to shift their operations online and maintain an online presence. Small companies must benefit from the online tools to reach their audience and engage them with your business.

Undoubtedly, they must utilize social media and various content tools to deliver value to the audience. Small business owners can publish webinars for the products and services of the business to attract potential customers. They can also employ tools like the eBook maker or YouTube transcription tool to convert these webinars into engaging content.

Market Development

Apart from market penetration, small businesses can also create their market by promoting their existing products to new customers. The strategy entails promoting the products and services among a new audience or a geographical area. It is because most of the time, small businesses struggle to expand in the saturated market. Generating good sales and profits in a saturated market is extremely difficult, thus providing limited business growth. The key is to create content for the inbound marketing flywheel and leverage it to expand in the market.

However, pushing your business for market development can bring desirable results. One of the prominent examples is Nike, which expanded to the international market in the recent decades with its unique marketing strategies. Small businesses must find newer markets to promote their products and services to develop their market.

Product Development

Another lucrative strategy for small business proliferation is product development. As the name implies, a small business can create new products or lineup to attract potential customers and gain a fair market share. This scenario works if your company has no new market, but you can launch a new product. Moreover, this strategy works best for small businesses with industries that compete with other manufacturing companies introducing new products. They can also add new features to the existing products to grab the attention of the potential market.

However, small businesses must respond to changing customer behavior and market fluctuations. Failing to acknowledge these changes can risk your business falling out of the competition. All you need to do is to perform the audience research and understand their needs and expectations from your company. You can also conduct surveys to gather the data. Only this way can you devise the perfect strategy and avoid failures.

Market Segmentation

Market segmentation is also a prime strategy to benefit your small business for expansion into a large market. This strategy involves running your business into smaller groups or segments. The market must base on the customer interests, location characteristics, and demands from your small businesses. Dividing the market will allow you to run the targeted campaigns, generating leads, increasing sales, and improving profits. As per the professional’s recommendations, this segmentation will occur on the market’s geographic, demographic, psychographic, and behavioral factors.

This strategy is the best for those markets which are surrounded by big businesses. Moreover, the process of segmentation makes it easier to design marketing campaigns that meet customer demands. To get the most from the strategy, you will need to do your research for customer data to develop better customer relationships with your business.

Using Alternative Channels

Expanding the business products or market are some default strategies for surviving in the competitive market. However, going for multiple marketing channels as in this well-researched article can give your small business a competitive edge for sales and profits. You do not necessarily have to limit your business to brick-and-mortar style. Maintaining an online presence with the use of digital tools is essential to stay ahead in the competition. Professionals advise the use of social media to attract potential leads and convert them into prospective customers.

Social media is not only a platform to hang out with friends and family. It has become a platform for small and large businesses to promote their products and sell them to interested customers. Not just that, but your small business must also put email marketing to great use to retain the customers.

Final Words

Running a business is undoubtedly a rewarding yet challenging experience that involves special considerations, such as running construction leads services. The whole process of business expansion might sound overwhelming at the start. However, the creative strategies to penetrate the aggressive market are the only way to stake your profits claim. Since small businesses do not have enough resources, it is imperative to research the audience to achieve planned growth.

A Complete Guide To Buying A Laptop On A Budget (Under $1000)

Posted on by Leah Williams
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Buying a laptop on a budget can present many challenges.  The computing industry is inundated with offerings from different brands and the technical jargon can often make it difficult to identify the best option for your requirements. 

When considering laptops, there are several factors that you will need to account for, particularly for those who are focusing their search on laptops that retail for $1000 or less. 

We have identified the technical specifications that you will need to consider along with a few other factors to make the process easier for you. 

What is the laptop being used for?

First, you will need to consider your intended use of the laptop. Do you require it for casual purposes, e.g browsing the web, watching Netflix, or checking your social media applications, or do you need it for work and study purposes? For the aforementioned, a Chromebook will likely suffice as they are affordable and perform well too. For the latter, you will need to select a laptop that copes well when subject to intense and prolonged use, for example, a Lenovo or Acer model. 

You must also be willing to make compromises. Approaching the market with high expectations when looking for a laptop on a budget can often lead to disappointment. The value of the laptop is often reflected in the quality and features. While a laptop may flourish in some areas e.g impressive performance speed, you will likely identify a flaw elsewhere. For that reason, it is important to assess what you need in a laptop rather than what you want. Doing so will allow you to make your selection accordingly. 

Technical Specifications

Understanding the technical specifications of different models can be daunting, particularly for those who do not have much knowledge in this area. However, considering these features will make it easier to find a laptop within budget.

The Operating System

One of the first things to consider is the operating system. The operating system is responsible for the memory, hardware, software, and processes of the computer. Chrome OS and Windows 10 are the two operating systems that are commonly found on budget-friendly laptops. Chrome OS is a lightweight system that is only available on Chromebooks. Offering a low-cost option, it will likely cater to those who require a laptop for basic uses. There are limitations to be aware of, the main ones being that Chrome OS only supports Google and Chrome Web Store Applications. 

Windows laptops utilize a Microsoft Windows 10 operating system. Another inexpensive option that offers power and productivity while allowing you to enjoy a selection of apps that are available on the Windows Store and desktop. There are some issues concerning the compatibility of this system with particular software and hardware. 

Both provide budget-friendly options, although it is likely that you will find one to be better suited to your requirements in comparison to the other.

The Memory

The majority of budget laptops have either 256GB SSD and 512GB SSD, of memory pre-installed. In some instances, you may discover a laptop that fits your budget that has more memory. If you like to store data like photographs you will benefit from the use of a USB flash drive if the current memory of the laptop doesn’t satisfy your needs. 

The RAM

RAM is an abbreviation of Random Access Memory and is a crucial element of computing. It is the temporary data storage space that stores data and information that needs to be accessed quickly. 4GB is doable although 6GB to 8GB of RAM is recommended as this will support most basic computer programs.

The Processor

A computer processor, otherwise known as the CPU plays an integral role in the functioning of a laptop. Essentially, the processor provides the laptop with the instructions and power it requires to operate. A poor CPU can impact how well the laptop performs and handles tasks. The most common processors used in budget laptops are Intel Core I5,  AMD A6, Intel Pentium, and the AMD A9. The performance of the processor is influenced by the clock speed, cache speed, and the number of cores. Conducting a simple online search will provide you with information as to which processor is best. Most entry-level, budget-friendly processors are deemed to be mid performers. 

The Size

Considering the size of the laptop is also important. Do you require one that is smaller and more portable or one that is larger and more substantially built? The size of the laptop determines the screen size which in turn affects the resolution and image quality. While some have screens as small as 11.6″, others are bigger at 15.6″. Although laptops with a lower resolution can still provide a decent image, those with a higher resolution will display the image with more precision and detail. 

The Battery Life

The battery life will determine how long the laptop can be used on a singular charge.  This can vary from a couple of hours to a day and often depends on how the laptop is used. A laptop with a long battery life will allow you to use it for prolonged periods without needing to plug it into a power supply. Many budget laptops offer between 7 to 10 hours of use on a single charge. The specifications tend to exaggerate the longevity of the battery life so it is important to be cautious of this. 

Test a few before you pick

Conducting thorough research before selecting your laptop is fundamental in ensuring that all of your needs are met. While you can gather valuable information from browsing the web, you will likely benefit from visiting a selection of stores and looking at the selection that they offer. This will allow you to gain a feel for the laptop and assess whether it is a worthy investment. Analyze the trackpad, the keyboard, and the number of ports. You may even wish to invest in a 2-in-1 laptop that functions as both a laptop and tablet providing you with the best of both worlds.

How to Make Your Website More Interesting to Visitors

Posted on by Jennifer Clare
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The internet is full of fresh, exciting content being published every single day. Unfortunately, a lot of the good stuff is drowned out by companies, bot networks, or simply subpar creators, who pump out low-quality, low-effort blogs, and websites and make the gems really difficult to find through shady SEO practices that let them position themselves higher on search engine results pages.

Does that sound like something you struggle with? You’re not alone. The fact is that many web designers and content creators don’t get the attention they deserve because their websites aren’t good enough to attract people. For example, something as simple as using the right WordPress photo gallery plugin can generate more attention around your photography portfolio. Optimizing your website for search engine crawlers is important, but you should also remember to make the user experience as pleasant and flawless as you can.

If you’re at a loss when it comes to how you can improve your website even more, don’t worry! In this article, you’ll find some valuable tips that will help you captivate your audience and create more buzz around your art, business, or whatever else you’re using your website for!

Don’t Overlook Social Media

When it comes to marketing a website, or any type of online presence, for that matter, social media is the most powerful tool you can use to achieve your desired results. Platforms like Instagram, Facebook, or Twitter can help popularize your website if used correctly, but you should be careful if you don’t want to get burnt.

What Works on Social Media?

You probably already know that networking online is important for your business, and that is only true if you have the right strategy for it. You need to know how to promote your website in a way that not only reaches your fans, followers, and customers but also brings them back to you again and again! How can you do that?

Social Media Is About Relationships

The most crucial thing you need to understand about social media is relationship building. You can try as hard as you want when it comes to promotions on these platforms, but it will get you nowhere unless you know how to build meaningful relationships with other users. In fact, you should set up your account so that your posts are largely made up of pure content meant for others! If you can focus on having genuine interactions with your followers instead of promoting yourself all the time, then you will see results far greater than simple PPC campaigns or paid ads could ever give you.

SEO Matters

Many web creators overlook search engine optimization, deeming it redundant and unnecessary. In fact, not knowing the right SEO practices can cost your websites more visits than you can imagine. Implementing them will help your websites to shine above the clutter and rank higher in search engines such as Google, Bing, and Yahoo.

The main focus for any web designer should be to ensure that the website caters to the needs of its visitors. The designer must consider the usability of the website and its content, navigation, mobile-friendly features, relevance, etc. while designing it. The right way to go about it is by conducting user testing. This process ensures that you are designing a website that’s easy and intuitive to navigate.

When it comes to some of the more technical aspects of SEO, designing your website in WordPress will give you the advantage of having access to many SEO plugins that will make the whole process a lot easier.

Review Your Content Strategy

Publishing content is about much more than just having quality texts, videos, or photographs to share with your audience. You need to know how to publish them, and more importantly, when to publish them. It might also be a good idea to stay up to date with the latest trends within your niche, to make sure your publications are relevant. Revising your content plan to make it more appealing to users will give your numbers a boost.

Reconsider Your Design Choices

All the optimization in the world will do you no good if your website is considered plain ugly by its visitors. Gather some user feedback and get to work on improving the design and overall look of your site. Having a website that is visually appealing to users is crucial because no one is going to stick around if the site is a nightmare to look at, even if they would normally keep them on the page for many hours.

The Bottom Line

There are plenty of things you can do to make your website more interesting and appealing to users. You should start with the basics, such as making sure that it works on mobile devices and that your hosting services are good enough. If your site is slow to load and difficult to navigate, even the most interesting content in the world won’t save it from disappearing into the internet. Finally, and perhaps most importantly, you need to stay up to date with your users’ interests and expectations. Use all social media platforms to your advantage and interact with your followers often. This will help you stay relevant and keep pushing out high-quality content that people will want to click on.

Tips on how Businesses Can Prepare for Cyberattacks and Data Breaches

Posted on by Beata Berecki
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Cybersecurity has evolved into an essential aspect for companies, as the data they collect, store, and manage has become one of the most valuable and vulnerable assets in today’s digital economy. Businesses collecting an increasing volume of data need to be prepared, as the risk of cyberattacks and data breaches increases at an alarming pace.

Companies need to take measures against external threats like malware or phishing attacks as well as against internal threats such as employees intentionally or unintentionally sharing data with unauthorized persons. Data is a key input for growth, differentiation, and maintaining your company’s competitive advantage. Thus, protecting it is necessary not only for legal or ethical reasons but also for safeguarding the reputation of your business and issues related to personal privacy. 

The sudden shift to work from home (WFH) due to the outbreak of the COVID-19 pandemic has left many doors for cyberattacks and data breaches. In the absence of a controlled office environment, remote work can make your company data more vulnerable. Malicious outsiders can easily exploit the chaos, targeting sensitive infrastructures amid the pandemic. Employees, freed from the restrictive policies of company networks, might take security practices less seriously and endanger the data they take home with them. 

As cyberattacks and security breaches make headlines way too often, you need to ensure that sensitive information is protected adequately. Security measures should include policies, strategies, and tools in order to efficiently prevent data loss, data leakage, and data theft. Sensitive data that must be protected includes personally identifiable information (PII) such as names, credit card numbers, and email addresses of both customers and employees, as well as intellectual property (IP) and trade secrets of your company.

Let’s see the most efficient tips that can help to prevent cyberattacks and data breaches.

Train Employees on Security Awareness

Without security awareness, your employees present a major vulnerability and can be the weak link in the data security chain. In the age of WFH, the Internet of Things (IoT), and Bring-Your-Own-Device (BYOD), employees can put sensitive data at risk easier than ever. They need to be trained on security best practices and the right behaviors in cybersecurity and data privacy, specific to your industry and company. They need to be aware of the importance of data security and the repercussions that a data breach can cause. Your employees should also have the know-how to detect different threats, avoid leakages, and be empowered to report potential incidents.

Access to sensitive information needs to be limited on a “need to know” basis and employees should be aware of their responsibilities and accountabilities when using a computer on a business network. As cyberattacks are continuously changing and evolving, you should update security policies regularly.

Invest in Security Technology

Besides traditional perimeter and network security such as firewalls and antivirus systems, companies need to include technology to identify and monitor internal security threats too. Encryption standards and a backup policy are crucial, as well as ensuring that security software is updated and patched regularly. Investing in cyber insurance can protect you and your business from unexpected data loss and hacking.

Data Loss Prevention (DLP) solutions such as Endpoint Protector can help your company to mitigate insider threats, reach compliance with data protection regulations and safeguard sensitive data such as PII and IP directly. In this way, the risk of a data breach is considerably reduced. With a DLP solution, you can restrict employees from sharing or transferring confidential information and control or block the use of unauthorized devices. 

Conduct Regular Risk Assessments

Vulnerability assessment is the process of identifying, classifying, and prioritizing security threats as well as determining the risks they pose to your organization. When performing one, you should take into account all aspects of data, including data storage, BYOD strategy, remote access, and ensure that policies and procedures are appropriate.

Using an application maintenance service can ensure that your company-wide application software is kept up to date as security changes are made. By detecting vulnerabilities on a regular basis and prioritizing their remediation, companies can provide a level of data protection that is required by many different regulations. 

Create a Data Breach Response Plan

A data breach response plan helps your business to better deal with cybersecurity incidents, limit damages and restore public and employee trust. The main aim when creating one is to establish roles and responsibilities for employees tasked with managing the breach. Besides, it is important to include a draft notification and to outline the process of investigation.

Response plans are highlighted by data protection regulation too. The General Data Protection Regulation (GDPR), for example, requires companies to respond to data breaches within 72 hours after detection, including gathering information, reporting the breach to the relevant authorities, and informing impacted individuals.

Ensure Compliance with Regulations

The number of data protection laws is increasing year by year, some of them impacting specific countries or territories, like the GDPR or the California Consumer Privacy Act (CCPA),  while others like the Payment Card Industry Data Security Standard (PCI DSS) or the Health Insurance Portability and Accountability Act (HIPAA) focusing on specific industries. Each of these is an indication that companies are accountable for how they manage data privacy.

If your organization prioritizes data protection to meet compliance requirements, it has a better chance of preventing data leakage, avoiding fines and reputational issues. Compliance can be easier reached by creating a security strategy that aims to keep data safe from both insider and outsider threats.

By Beata Berecki, Endpoint Protector by CoSoSys

10 Ways To Secure Your Computer

Posted on by Aamer Hussain
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Information on our computer is crucial to all of us. Media, data or files, we cannot risk any of it. While there are few things your computer already has that make it secure, there are quite a few additional steps that you can take as well to make your computer bug-proof. And if you are looking for these effective ways to secure your computer, you have come to the right place.

In this article we are highlighting 10 different steps you need to take in order to make your computer more secure and sleep peacefully at night.

1. Have the Latest Antivirus

An antivirus will protect your PC from unidentified bugs and malware. Antiviruses software not only blocks the penetration of viruses, but also scan your PC from time to time to ensure there is no suspicious content. An antivirus is a must for every computer.

Antivirus software usually comes at an annual cost. The prices are different for different providers. For example, Norton antivirus has packages that range from $5 to $20. But discounts on the packs make it more economical for you to buy the antivirus. Right now, you can get a 66% discount on the antivirus package that you choose. You are also likely to bag extended warranty or other benefits when you shop during festivals or sales. 

2. Block Pop-ups

Many times additional pop-ups appear while you are on a website. These dialogue boxes take you to different pages on the web which may not always be good for your computer’s health. Limiting access to these pop-ups, especially with an ad block for Android, can save you from accidentally clicking on one and putting the safety of your computer at risk.

3. Limit Shared Folders

Many times your colleague or friend cannot access data which you own due to which you might think of sharing the network access with them. However, sharing folder access increases possibilities of new security threats. Making network folders accessible to everyone is never the solution. This can also threaten the security of everyone’s PC who now has access to the shared folder. Instead, figure out another way to share information through drive or cloud sharing options or share it for time only as much as needed. 

4. Filter your Content

Certain keywords can inject malware in your computer. These words can be accessed anytime while browsing the internet, receiving emails or any interaction with the outside server. Filtering these words from your settings can prevent the intrusion of malicious content. Do a simple keyword research for healthy keywords to get started.

5. Restrict Self-software Downloads

We all need different software for different purposes. Installing a software from malicious websites can pose security risks. Instead of allowing everyone to be able to download the apps as and when they need, having an IT expert do it for them will make all the difference. It is absolutely less time consuming as well.

6. Check your Network Security

The router is the first device that gets the information from the internet. Although network connection devices like routers and modems can provide basic security, it is crucial to recheck them and make them as secure as you can to eradicate any bug entries from these sources.

7. Computer Cleanup

Many times we do not use all the programs although we have them installed. If the app is not in use, remove it from the computer. Many times these apps may get upgrades in the background but because you are not using it, you may also miss upgrading it. Upgrades make programs stronger to beat newer viruses. But older programs that exist makes the computer vulnerable to newer bugs.

8. Leverage Plugins

Plugins can help you with your computer’s security or even hamper with it. Here is what you should remember while installing plugins.

  • Plugins can help you scan your devices and also fix bugs. You must install the security plugins at least in their free version if not paid.
  • Some plugins can put your computer at risk. Policies of the plugins change with time. If you agree to the policy without knowing what it is, you are putting your computer’s health at risk.
  • At the same time, opt in for alerts and notifications whenever an upgrade happens to a plugin. In this way you are in full control of the updates.

9. Monitor your Upgrades

Keeping your OS up-to-date with the latest version will help you with security. Software upgrades fixes malware issues and minor bugs making your software more secure. Many OSs will offer periodic upgrades. Enabling automatic upgrades for the future will also help you with it.

10. Firewall Configuration

A firewall monitors the flow of information between the computer and the web. Firewall blocks all malicious data from entering into your computer. Operating systems can have an automatic firewall built in. At the same time, many routers and modems also have their individual firewalls. You must ensure that the firewalls are in place. A weak firewall setting is not good for your computer.

Conclusion

Security is not a thing to take less seriously. With hackers getting creative, you need to make your computer ecosystem stronger and resilient to malware. Breaches can cause loss of data which could translate into monetary losses as well. So, follow the steps mentioned in this blog to make sure you have a secure computer environment.

About the Author

Aamer Hussain is a Content writer, blogger and research ninja.

Did the Big Sur Update Affect All VPN Clients?

Posted on by Jeremy Stone
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Big Sur had a pretty rocky start. Once installed, it actually allowed up to 56 Mac apps to bypass third-party security solutions – like VPNs and firewalls.

Basically, even though you were using a VPN while running an app like iCloud or Siri, a lot of data would leak out of the VPN tunnel. That means Apple would see your IP address and what country you’re using their apps from.

Not to mention hackers would just need to find a vulnerability in one of Apple’s apps, and they’d be able to take over your device since they’d bypass your firewall. Or they could take advantage of the fact that your VPN is leaking data, and spy on your traffic to steal sensitive information.

Want to learn exactly what happened? We’ll tell you all you need to know in this article.

What Exactly Caused That Issue?

Apparently the Big Sur update came with a special key called “ContentFilterExclusionList.” That key is a part of the NetworkExtension API which a lot of security tools like VPNs and firewalls now use.

Essentially, here’s how the ContentFilterExclusionList key affects firewalls and VPNs:

  • It lets Apple’s apps bypass the encrypted VPN tunnel.
  • It allows Apple’s apps to communicate with the Internet even if the firewall says they can’t.

Did the Big Sur Update Affect All VPNs?

Time for some good news – this update doesn’t impact all VPN services! It only affects VPNs that use the NetworkExtension API. Luckily, it’s not mandatory for them to do so. As a result, many VPN providers avoided it, and used different methods (utun devices or PFCTL, just to name a few examples).

Those services are not susceptible to Big Sur’s forced traffic leaks. You can safely use Mac apps with them without having to worry about your data being compromised. Also, it looks like Apple’s built-in VPN wasn’t susceptible to traffic leaks either.

If you need help finding the best VPNs for Mac computers, just follow that link. It’s a guide from ProPrivacy (a leading VPN review site) that showcases VPNs that work extremely well on Mac devices. ProPrivacy even interviewed most of the providers on that list to confirm that their services can’t be compromised by Big Sur.

Did Apple Fix the Big Sur Issue?

Yes – Apple got rid of this problem when they launched the Big Sur 11.2 update. To make Mac apps fully compatible with firewalls and VPNs, Apple simply deactivated the ContentFilterExclusionList key.

Besides that security issue, Apple also fixed numerous other bugs – like System Preferences not unblocking when you enter your admin password, or iCloud Drive turning off because you disabled the iCloud Drive Desktop & Documents Folders option.

Apple also fixed other security flaws – like a user being able to rejoin an iMessage group even though they were removed from it. To read about all the improvements, check out this support article from Apple.

To update to Big Sur 11.2, just do this:

  1. In the upper-left corner of macOS Big Sur, click the Apple logo.
  2. Select System Preferences.
  3. Next, pick Software Update.
  4. Click Install Now.

Now just wait for the update to finish downloading and installing. Depending on your speeds, it could take a bit since it’s around 3.66GB.

Conclusion

While Big Sur brought a lot of improvements, it also endangered user data by allowing Mac apps to bypass firewalls and VPNs. Luckily, not all VPN clients were affected, and Apple solved this problem with the Big Sur 11.2 update (so be sure to download and install it ASAP).

If we forgot to mention anything about the Big Sur security issue, please let us know in the comments.

6 Smartphone Security Tips That Will Keep Your Device Safe

Posted on by Kamilė Dzigaitė
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Technology is advancing at a fast pace and even though it provides us with many useful solutions, it also makes us target for cyber-attacks if we don’t have the right security.

Since smartphones are one of the devices that we use the most throughout our day, it is easy to fall for a scam that will leave you venerable to viruses that can cause more problems for you. We’ve seen many examples from the past where people’s personal information is leaked, or even used in criminal activity against the victim.

The point is, we have to do everything in our power to improve the security on our phones, and in this article, we will go through some of the simple ways you can do that.

1. Lock your phone

Your first protection if your device is lost or stolen is your password.  Face ID, Code, Fingerprint, Pattern, or any other type of protection can prevent thief access to your personal information.

So, the first thing you need to do is enable phone locking and choose the shortest amount of time possible. This might seem like a basic way of protecting your phone, but you’ll be surprised at how many people avoid this option.

Of course, a phone lock doesn’t mean that your smartphone is inaccessible, just because some of the more experienced hackers and thieves can bypass the locking process. However, it is an extra layer of security that you must have on your phone.

2. Choose Secure Passwords

We all know that it is very frustrating when you have to sign up with a complicated password including an upper case, a symbol, and a number, but there is a reason for that. Secured passwords are almost impossible for a hacker to guess.

Brute force attacks (guessing a password until you log in) is the most common way that hackers gain access to accounts. That’s why it is very important to set strong passwords that are impossible to guess.

3. Keep Your Operating System Up-To-Date

One of the biggest mistakes is avoiding updating your operating system. Big software companies like Google and Apple are constantly updating their software just to improve its stability and security.

Hackers are constantly searching for bugs and backdoors that are usually opened when the OS is not updated. That way they can access your phone very easily, so make sure you turn automatic updates on and keep your phone safe at all times.

4. Avoid Public Wi-Fi

The network you use can be a gateway for hackers when trying to access your phone. Hackers are trying to access people’s information by encrypting public networks. That way everything you type on your phone can be seen by the cybercriminal on the other end of the network.

So, make sure you use only secure Wi-Fi networks, and if you must use a public network avoid logging in with your credentials on social media pages or any other accounts.

5. Avoid Downloading Suspicious Programs or Files

Every time you want to download a file from the internet, make sure you go to the company’s official website and check for reviews. There are a lot of scams when it comes to downloading files from the internet and hackers are using popular brand names to sneak a virus into your phone.

If you want to shop at an online store, make sure you check their reviews and sometimes even contact the support team through their live chat software in order to make sure that you are dealing with a reputable company.

So, before every download, make sure you check out their reviews and see what people have to say about their experience.

6. Encrypt Data on Your Phone

One of the best ways to prevent access to your phone if it is stolen or lost is by encrypting your data. Most operating systems have encryption options that will cover up emails, contacts, financial information and prevent someone from accessing them.

You can check if you have “Data Protection” enabled in Settings on your iOS device, and go to “Security>Encrypt Phone” on your Android device.

Final Words

These are some of the best ways to keep your smartphone data safe at all times. If you go through all of the steps we mentioned before, you can be sure that your data is safe even when you lose your phone.

Top 5 Logistics Management Apps in 2021

Posted on by Eisele Candace
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The supply chain is a critical component of any economy. Only organized companies and logistics businesses can make it through seasons of high demand. You can achieve convenience and efficiency by using logistics management apps that help in your job. The apps ensure that information flows freely, is where it is needed, and there are no delays or complications with logistics.

Useful logistics management apps possess features that are hard to find in other kinds of apps. For starters, they have to process data on time and have notifications to keep everyone informed. It should also feature backups to avoid loss of data, and cloud storage makes this a possibility.

When shopping for logistics management apps, several features set them apart. It would help if you were keen on the features provided by each app to ensure that you only go for what will enhance your logistics work. Another essential feature to look out for is logistics customer services which should be able to handle high volumes of transactions with ease.

Best Logistics Management Apps

1. Logistics

The app ensures that all your warehousing and logistics needs are taken care of, and it is free. You can easily keep track of shipments, drivers, and clients in this app. Whenever you need assistance with your operations, this is the tool to connect all your supply chain connections.

Stay updated and plan better with this application, which also collects actionable insights and analytic information. Logistics companies can use the information to make improvements and upgrades to your strategy and deliver at scale. Geo-location features in the application ensure that essential tasks are completed on time with less effort. The app ensures that you are on track with everything delivery.

2. Scandit

Scanning barcodes is one of the everyday operations in logistics management. Older scanners tend not to perform as well as you might expect. The Scandit application turns your phone into a barcode scanner and even works in low light. Anyone can access the scanned data as it works across platforms. You can link the app to your information systems for increased efficiency.

While at the warehouse, keeping track of supplies and deliveries is made simpler by using the Scandit application to scan multiple barcodes at once. Its text recognition feature makes it useful for reading text items on ID cards, passports, VIN codes, and other labels.

3. Evernote

Although this app wasn’t designed with logistics in mind, its features suited the function. It is free and straightforward, with features that other apps can’t even come close to. It is a virtual notebook to create lists and take notes on the move.

The Evernote app also lets you save your notes and refer to them later on. This makes logistics management more organized. You will not forget a single thing in your operations. This is an application that companies need to keep everything on track and attend to all their customer’s requirements.

The app is available as a free app though users can pay for the app’s professional version, which comes at a subscription cost. The professional version features better utilities and can even keep backups of your notes in the cloud. Organized logistics management can take advantage of and benefit from this app in its operations.

4. CoPilot Truck

A navigation system for your track drivers is something to be proud of. It will positively improve your logistics operations’ effectiveness. It provides drivers with turn-by-turn navigation and makes use of information to create effective routes. This is the best app to get your supplies from one point to another in the most efficient way in a connected world.

Your drivers get safe and accurate navigation information while planning routes better to maximize your returns. Post-trip analysis of the routes taken also ensure that you improve gradually and achieve better results with your drivers. The CoPilot Truck app makes it possible for you to improve customer service on-time deliveries and precise ETAs depending on road and weather conditions.

The navigation is still operational even while offline and useful for long cargo hauls. Its design doesn’t distract you while driving. It uses real-time traffic data to avoid delays and reroute when the road conditions are not conducive. The app is affordable and can be used for an entire fleet.

5. GasBuddy

When transporting goods for thousands of miles, you will likely burn a lot of fuel. Saving a few cents on the way is essential in reducing your expenditure. The free application makes the experience of refueling easier and more cost-effective. Using it, you can find a gas station with the lowest prices nearby. This application generates data from an extensive user base to analyze prices within the defined area.

The benefit of this app is saving on fuel, and it helps to plan your routes better so that you get the most significant savings in the process. With the app, you never have to pay full price again. You also earn cash backs and other special offers provided with the app. The application gets you the best fuel spots along the way and has very reliable data.

6. Scalefusion

This tool is much more than a logistics management app, it is an MDM solution for logistics that helps the logistics industry amongst many others streamline the management of their diverse devices and endpoints. With Scalefusion you can push corporate policies on your drivers’ devices and ensure strict compliance.
You can track your shipments, minimize distractions in drivers and ensure corporate data security on the go. You can also leverage Scalefusion’s speed-based locking feature to ensure driver safety. Scalefusion is an easy-to-use platform that allows you to provision your devices over the air, helps you to be ELD-ready and minimize your device downtime with remote troubleshooting.

Conclusion

Logistics management keeps the economy on its toes with deliveries determining customer satisfaction and a company’s reputation. With logistics management apps, your company uses the information to plan better, deliver better and keep customers satisfied with your services. The apps ensure that everything goes according to plan. Nothing is ever forgotten when it is the client involved.

The applications are designed to assist with logistics management, such as navigation for trucks and route planning. Others are assigned the task of scanning barcodes and keeping the warehouse organized. Others save you fuel costs by choosing the best stations to refill. Some of the apps keep you organized with notes and voice dictation. These are useful apps that everyone needs for better, more successful logistics management.

What Are The Benefits of Online Learning?

Posted on by Pete Brown
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The pandemic sure has caused a lot of negative things from health to even our country’s economy. But on the brighter side, it made us see more alternatives to our usual activities, such as forcing us to work and study from home.

However, many people are still skeptical about the benefits of it, particularly studying online. If you’re one who’s also dubious, here are some advantages of online classes that will help you decide.

Cost

One of the first things that most of us often check before enrolling in a school or university is their rates. Fortunately, online schools are more affordable. This is because academic institutions don’t usually need to produce physical learning materials that cost them more.

Since classes take place online, this means they don’t have to pay for their rent. Plus, they’re able to save more on bills and other miscellaneous fees. Compared to the traditional schools or universities, a student will likely spend only between $100 and $400 per credit hour on average for online courses.

Traditional schools, on the other hand, need to produce more physical learning materials. They also need a budget for rents, bills, and maintenance of their buildings. Hence, their rates cost more.

Efficacy

Many are also skeptical about online classes because they’re doubtful of their efficacy. But apparently, a study shows that it’s just as effective as traditional classes.

However, there’s a chance that it could be more effective. This is because online classes are more engaging. Plus, a student has more ways to ask his queries that will help his studies if he’s too shy to ask during class.

Safety

If you’re concerned about your safety against the pandemic, online classes sure are a great option as it offers no limits when it comes to location. The lesser interaction and contact with other people, the lesser the chance you’ll be exposed to the SARS-CoV2 virus.

Another good news is that you or your child is also safe from abuse in schools. Abuse can also happen in school. Online classes, however, helps in preventing it from happening as you’re safe from anyone you may do you wrong in school.

Schedule

Traditional schools have a set schedule. A typical day in a traditional school usually starts around 7 AM and ends around 3 PM.

But online classes are different. Sure, some schools also have a set schedule for online classes but you’re more free to do other things during class, depending on your instructor’s classroom rules. You can even attend your online class while you’re away for a vacation thanks to school class scheduling software.

Some schools online even allow their students to choose their schedules based on their availability. This works well, especially if you’re a working student. Check online coding classes for kids in Toronto. 

This kind of schedule also allows you to enjoy a study-life balance. You have more time to spend with your family or yourself, which helps make you grow.

Online classes sure can be daunting as we’re not all used to this setup. Many of us are still adjusting to it so it’s normal to feel skeptical about it but it’s something worth considering.

Top 10 Advantages of Microsoft Exchange Online

Posted on by Terrance Morgan
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Some basic challenges with your current email service, consist of:

  • Ineffective communication abilities hampering productivity.
  • Issues about downtime and drains on IT time and funds.
  • Problems with compliance and data security. 

A trustful and robust official business email is a requirement for companies of all sizes. When our clients turn to us for help and support, we suggest Microsoft Exchange Online. 

Microsoft Exchange Online assists you to secure your data and keeps your employees connected with protected, reliable access to email, contacts, and calendars from any virtual device. 

Here are the top 10 advantages of Microsoft Exchange Online: 

1. Secure Your Sensitive Data and Notify the Users of Internal Compliance Policies with DLP (Data Loss Prevention) Abilities: 

Keep your organization secure from users sending sensitive information to unauthorized people by mistake. The new DLP feature in Exchange identifies, monitors, and protects sensitive data by carrying out in-depth content analysis. Exchange Online offers built-in DLP policies based on standards such as PCI and PII which are regulatory. It is also extendable to support other policies essential for your business. Apart from that, the new policy tips in Outlook notify users about policy violations before sensitive data is sent. 

2. Provide compliance officers to run In-Place eDiscovery over Exchange, Lync, and SharePoint – from a single interface: 

The ability to immutably maintain and explore data across your business is crucial to assuring internal and regulatory compliance. Allow your compliance officers to make use of the new eDiscovery Center to identify, analyze and hold your business data from Exchange, Lync, SharePoint. And, the data always stays in place, so you never have to maintain a different store of data. With the eDiscovery Center, you can decrease the expense of managing complex compliance requirements, while assuring you are prepared for the unexpected. 

3. Keep all of your essential data in one place with Exchange archiving, retention policies, large mailboxes: 

This allows your users with an in-place archive and large mailbox to provide them the flexibility to maintain email in their primary mailbox, or to archive items. With flexible and strong retention policies, you can handle your storage and compliance requirements – while preserving your user’s productivity. 

4. Allow your users to collaborate on projects, increase speed and communication quickly on teams they join, and share information easily: 

This makes it simpler for your users to maintain team and project communications. Enable users to see old chats and emails on a project as soon as they join, have access to the recent versions of their team documents, and access that data right from within Outlook. Your users will have compelling new tools such as Microsoft Teams to be efficient on their teams and you will be able to handle information in the locations that this information was supposed to be stored. Co-authoring, document storage, and versioning are given by SharePoint while messaging is managed by Exchange with a whole user experience within Outlook. 

If all necessary team members have access to the same information, communication, and collaboration can be taken to the next level. For many companies have learned that the command to enable editing the file did the trick when it came to improving their efficiency and communication. With features such as Microsoft Teams, users can quickly communicate with the whole team or a single member using real-time chat sessions, online meetings, and more – all from within Outlook. These absolutely essential communication tools mean that no matter where your team is located, you’ll be able to stay connected and get things done faster.

5. Block email threats before they arrive in your network: 

Exchange actively guards your communications with built-in defenses against email threats. Multi-layered anti-spam filtering is provided with regular updates to facilitate protection against increasingly complex spam and breaching threats, while multiple anti-malware engines operate to secure your email data from any kind of viruses. 

6. Give your users an instinctive, touch-enabled inbox experience on any device:

This allows your users to get more work done from anywhere with an inbox that provides a straightforward and uncluttered experience, where the important and relevant information is optimized for various form-factors. The same friendly design in the Outlook desktop interface has been given to the browser as well as mobile interfaces. 

7. Move to the cloud on your conditions with easy options including Exchange hybrid deployment:

Exchange gives you tools to move to the cloud on your conditions – either that is onboarding to the cloud overnight or managing a hybrid deployment with mailboxes on-premises and online to satisfy your business requirements. Allow your end-users a great user-friendly experience including scheduling meetings and sharing calendars between on-premises and online users and restrict user disruption when user mailboxes are easily moved across environments. Stay in charge of the cloud by testing out upcoming improvements with support for upgraded previews. 

8. Reduce the time spent on managing your messaging systems while keeping control: 

Manage powerful capabilities including Apps for Outlook, DLP, and site mailboxes in the Exchange Administration Center – an easy-to-use, web-based administration interface. Role-based access authority enables your helpdesk and specialist users to execute specific tasks that are surfaced properly in the Exchange Administration Center – without needing full administrative permissions. This instinctive and amazing experience benefits you to manage Exchange efficiently, delegate tasks, and focus on improving your business ahead. 

9. Customize Exchange by integrating appropriate, web-based Apps for your business in Outlook and Outlook Web App: 

Encourage your users to waste less time switching between apps and make their communications experience stronger with an extension model that allows you to allow easy plugin access across both the big client and web-based Outlook experiences. You can decrease complexity with single sign-on to multiple applications and protectively give access designed to assure only authorized users can use each approved application. 

10. Bring All Your Contacts Together:

People’s professional networks span many different areas. You will have the capability to allow users to bring their contacts in from different networks so that they have all their information in one single place. The exchange will even find the same person throughout all the networks and extend their information into one contact card, avoiding multiple contact cards with different information and duplication.

You can get the best affordable Azure Windows Virtual Desktop Pricing and migration services for exchange mailbox migration to office 365 and Microsoft SharePoint Cloud Migration at Apps4Rent.

5 Things You Need to Know About Effective Scheduling

Posted on by Michael Kelly
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You reach office early work till late hours; yet you find a lot of work pending at the end of the day. Does this happen to you often? May be you are not planning your day effectively.

Frequent interruptions, endless meetings, and all those last-minute urgent tasks keep you busy all day long, doing little to help you progress on the projects on your hand. This is why you need to schedule your time efficiently. Here are a few things you need to do to make sure you get the time you need, for completing your tasks:

Identify the Time Available at Your Hand

Finding out how much time you have available for your work is very important before creating your schedule. Yes, you may be dedicated enough to work beyond regular hours. Nevertheless, it is always better to be realistic. Consider the time that you need for your out-of-work activities before you start making your schedule. This way you will be able to maintain a healthy work-life balance.

Prioritize Your Tasks

This is the most important part of scheduling. However, before you start prioritizing your tasks you will have to make a list of tasks that you need to complete for the day. You can use a notebook, your email inbox, or any scheduling app to create this list. Run a search on calendly vs chili piper before you select your To-Do app.

Schedule Time for Contingencies

No matter how well you plan your day there will be things that won’t go as per expectations. So unless you schedule some time for emergencies and contingencies you cannot expect your scheduling to be efficient. How much time you need to allot depends totally on the kind of unpredictability you are dealing with.

Make Space for Discretionary Time

Even if your schedule is jam-packed with tasks, you will have to allow some discretionary time to achieve your goals and deliver your priorities. Consider the kind of time you would need to achieve your goals and complete your tasks and then schedule these spaces.

Analyze your Activities

Once you are done scheduling all your tasks, analyze them and see if you can delegate or outsource any of these. This way you can have some time off your schedule to plan up other things. Also see if you can cut off any of the tasks from your schedule.

More than an activity scheduling is a process that will help you plan how you are going to use your time. It is the only way you can stay on top of things and control stuff that is happening around you. If you do it well, you can maximize your efficiency and keep your stress levels low. If not you will only end up wasting your time.

Thankfully technology has provided a number of ways to create and maintain our daily schedules at work. Explore your options and find out what best you can do to maximize your efficiency and utilize your time efficiently.

Qualities to Look For in a Printer

Posted on by Charlene Brown
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Looking for a new printer? It can be overwhelming trying to decide on a printer due to the vast number of different models, styles, and features available. To make it easier for you, gathered here is a list of 7 key qualities you should consider when buying yourself a new printer.

1. Functionality

The first thing you may want to research is whether you want an all-in-one printer or a printer that quite literally just prints. All-in-one printers scan, fax, copy, and print. These kinds of printers have more functionality and purpose. Naturally, the more functionality a printer has, the more expensive it will be. So depending on what your priorities are, you can get a cheaper printer but you will be compromising on quality. 

Such professional-grade equipment is expected to deliver consistent quality and meet the diverse needs of users. Think about it whenever you’re looking for a Photo Printing Shop that offers specialized services, as the right equipment can make a noticeable difference in the final product. High-resolution prints, accurate color reproduction, and durable materials are key factors to consider. By prioritizing quality over convenience, you can ensure your prints leave a lasting impression.

2. Scanning Abilities

If you are someone who frequently uses a scanner, then you need to make sure you are getting a printer that has good quality scanning features. For instance, if you frequently scan documents that are irregular in shape, then you will want a model that has a flat-bed scanner. Some select models use capable automatic document feeders, such as Epson and Lexmark. What this means, is that you can load several pages at the same time in the printer’s tray, instead of having to slowly feed each page one by one. This feature is a real time-saver and one that is worth having!

3. Wireless Features

You have to bear in mind what device you will be printing from, as some devices will work better with other printers. There are many different printing options available out there for different devices as what is the best printer for one device may not work for another. For instance, a printer suited for Chromebook will not necessarily be the best printer for a Macbook. 

There are models available that feature Wifi connectivity that allows you to print documents even when you are not nearby the printer!

4. What Ink Does It Use?

This may seem trivial, however, the last thing you need is to purchase a printer that only works when using an obscure or expensive ink. The running costs of your printer will depend on your model, for example, an inkjet printer tends to be more expensive as replacing them doesn’t last as long. This is where the cost per page comes into play, as a laser printer has a more expensive cartridge typically, but lasts much longer. So, arguably, the laser printer is a more cost-effective option. Either way, before buying a model you should have a good idea of how much the replacement of ink will cost you. That way there are no nasty surprises down the line. 

5. Size

This point is simple, what size do you want? That will depend on your priorities, whether you want something compact and portable, or whether you need something big and industrial to get high quantities of printing done. A smaller size does not equate to a poorer quality! It can be tempting to think the bigger the printer the better it must be, but it really does depend on the manufacturer, the features available, and its main purpose. There are a lot of choices when it comes to sizing, so you will not get stuck on finding something that fits your space. 

6. Printing Speed

This is very important depending on what you need and uses your printer for. So, if you need your printer to print high quantities at a fast pace, then you need to check how many pages per minute the model can produce. This is especially important in office environments when everyone is trying to access their documents. To give you a rough idea your standard level printer will print 20 to 30 pages per minute. However, if you are printing in color then this will take longer. 

7. Print Quality

The greater the print quality, unsurprisingly means the higher the price. Laser printers typically offer the most impressive quality but are certainly the more expensive option and they require more running costs. If you are printing at home on a more casual basis then an inkjet will provide you with good enough quality. When checking for printer quality, the key thing to check is the printer’s dots per inch (DPI) as this will tell you how well a printer can duplicate the pixels of the image/document you are printing. 

Hopefully buying a printer will not be too much of an ordeal for you now that you know what qualities to search for! Do your research, assess your priorities and you will find the perfect printer for your needs. 

Download the Uproad App to Pay Your Tolls on Time

Posted on by Boris Dzhingarov
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Drive on toll roads without a toll transponder and avoid toll agency fines.

The number of toll roads in the US is quite significant. Usually, you have two toll payment options – using a transponder or waiting for that paper bill coming in the mail. Getting a toll agency violation notice because of a dead transponder battery or simply because you forgot to send a payment is not fun. We’ve all been there.

With Uproad, you can automate your toll road payments and drive stress-free (every time!)

Whenever you enter a toll road, you’ll get a notification on your smartphone. The app works in the background and is well-optimized, so it doesn’t affect your phone battery usage.

Once the tolling agency posts charges to your account, Uproad will pay the bill automatically using funds on your account balance. To make sure you never forget to top up your account balance, use Autopay mode, and the app will make sure your balance never goes below a certain amount. But you can also use the Manual mode and pay every toll by yourself if you first want to review every transaction in detail.

Uproad supports PayPal, Venmo, Credit, and Debit cards. They charge a small transaction fee for every toll payment, but frequent toll road drivers can simply get the $19.99 Premium yearly membership to enjoy a lower transaction fee.

To estimate your expenses before you hit the road, you can use a built-in calculator. The app also lets you review your spending for a specific period and separate your business/personal expenses.  

You can ask any question using the app’s chat interface and receive quick responses from their support team. And if you want to dispute the charges, their support agents will help you sort this out with a tolling agency as well.

Uproad is free and available for download on App Store and Google Play Market. You can have up to ten vehicles linked to your Uproad account. Usually, newly added cars are activated overnight, so you’ll be able to drive the next day! So yeah, no need to avoid unfamiliar toll roads anymore. Uproad ensures transparency on every mile of your journey – from the moment you pass the toll point to the moment you pay your toll bill. All of that using just your smartphone.

Optima Tax Relief investigates Eligible Expenses that are now Deductible through the Paycheck Protection Program

Posted on by Addison Yes
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The COVID-related Tax Relief Act of 2020 was enacted as part of the Consolidated Appropriations Act of 2021. The COVID-related Tax Relief Act of 2020 amended the CARES Act to specify that no deduction would be denied, no tax attribute would be reduced, and no basis increase would be denied by reason of the exclusion from gross income of the forgiveness of an eligible recipient’s covered loan. The change applies for tax years ending after March 27, 2020.

Both the Treasury Department and IRS have provided guidance towards allowing deductions for payments of eligible expenses. These payments are expected to result in the forgiveness of a loan that is under the Paycheck Protection Program (PPP).

Optima Tax Relief provides guidance on the Revenue Ruling 2021-02 which dictates that eligible taxpayers may not deduct certain expenses to the extent that the payment of the expense in question is expected to result in the forgiveness of a loan guaranteed under the Paycheck Protection Program. This new guidance reflects changes to the COVID-related Tax Relief Act of 2020 which was signed into law on December 27, 2020.

Revenue Ruling 2021-02 obsoletes Notice 2020-32 and Revenue Ruling 2020-27. This obsoleted guidance disallowed deductions for the payment of eligible expenses when the payments resulted (or could be expected to result) in the forgiveness of a covered loan.

The new COVID-related Tax Relief Act of 2020 has amended the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) and details that any amount that would otherwise would be included in an eligible recipient’s gross income by reason of such forgiveness would be excluded from gross income.

For more information about this, the COVID-related Tax Relief Act of 2020, and other tax changes, visit IRS.gov.

5 Reasons why we should use a VPN on a Fire Stick

Posted on by Roz Malaca
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Amazon Fire TV stick has made TV watching a tad more enjoyable. On the platform, you can watch any kind of app, and this includes the popular ones like Netflix, Hulu and Amazon Prime, etc. 

However, you must know that most of these apps do not have any content of their own. They just help you to stream different types of content that are pirated, and you may not be aware of it. 

Since streaming pirated content is a crime using a VPN is an easy alternative. To understand this better, here we share with you 5 reasons why we should use a VPN on Fire stick.

Security and Privacy

You must have heard the word “cord-cutting,” and it involves streaming and downloading content from different sources. Some of the content could be copyrighted, and if you play it, you could be penalized. 

Without using a VPN, all the viewing history of yours is for a display to your ISP, law enforcers, and copyright agencies. With VPN, you can enjoy with Fire stick tricks, and no one would ever get to know about it. 

Bypass Censorship

Some governments monitor the internet usage of their citizens. Such countries detest cord-cutting, and therefore, they even curtail the free streaming of channels. So if you travel to such a country, you may not be able to use your Fire stick. However, if you have a VPN hides your real IP address, and thus, the government has no control over your viewing pattern.

Unblock Geo-Restricted Services 

Content copyright means that content will be viewable only in specific locations. To meet the copyright restrictions, the service providers impose geo-restrictions. This means that when you travel to certain countries, you might miss your favorite program as the channel is restricted there. A quality VPN will also help you go through the restricted geo-locations.

Using Streaming Apps Freely

With a VPN, your internet history is hidden from others. You are not sure of where your sources are procuring the content they are sharing with you. Usage of VPN is just to remain on the safe side. On the VPNwelt.com website you can find a list of recommended VPNs for streaming.

Avoiding ISP Throttling

As soon as ISPs detect streaming activities, they tend to reduce the bandwidth. There could be multiple reasons why they resort to throttling, and if you are in the middle of something crucial reducing bandwidth can be a problem. If you are streaming, you can face buffering and lagging, something you would want to avoid.

Conclusion 

Using an Amazon fire stick is an absolute delight. However, there are dangers associated with it that can spoil your entire fun. To avoid that situation from arising, always use a VPN with the device. It would reduce your chances of the authorities getting to know in case you are watching any copyrighted content. 

Apart from that, the reasons mentioned above are also why people use a VPN with a fire stick. You would not want anything to come in the middle of an enthralling TV viewing experience, and for that, using a VPN is the best bet.

How to get Small Business Credit

Posted on by Marc
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When you’re a first-time business owner, there’s already a lot that’s on your mind. Establishing and building business credit is probably not a top priority. In the future when you’re planning to grow your business, having business credit will become very important. That’s why setting yourself up with a strong business credit profile early on is helpful. 

What is Business Credit?

You’re probably already familiar with personal credit scores and how lenders use them to make decisions about whether to loan you money and at what interest rate. Business credit works in a similar fashion, except it qualifies businesses for financing. Yes, that means credit reports and credit scores are for businesses too.

Business credit bureaus create credit reports for businesses . The three major business credit reporting agencies are Dun & Bradstreet, Experian Business, and Equifax Small Business. Experian and Equifax also manage consumer credit reporting, but those are held separately from your business credit files. 

Business credit reports aren’t legally required to be accessible to businesses by the bureaus like personal credit reports are. You can request access to your business credit report for a fee. Another difference between business credit reports and personal credit reports is that as a business you have no right to privacy. That means that a business credit bureau is legally able to sell your information to whomever will pay for it. 

Information that’s gathered by these business credit bureaus include:

  • Print Directories such as the Yellow Pages
  • Data Furnishers including suppliers, creditors, etc.
  • Public Records sources like liens, judgements, bankruptcies, incorporations
  • Self-Reported Data 
  • Internet Web Mining
  • Press Releases and News/Media stories
  • Corporate Financial Repots
  • UCC filings
  • State, City, and County Business Registrations
  • Federal Government contracts, grants, loans, and debarments

Business credit scores are similarly much like personal credit scores. You can have more than one credit score including from places like FICO LiquidCredit Small Business Scoring Service, Intelliscore PlusSM, and PayDEX Score. 

The scoring models that are used to create business credit scores are different than what’s used in consumer credit scoring models. So you can have a great personal credit score, but that doesn’t mean you get an excellent business credit score doing the same things. 

Why is it Important to Build Business Credit?

It takes time to build credit score, so starting to work on it when you first open your business is ideal. Business credit may give you access to more capital that you will need to grow your business in the future.

 Similar to your personal credit, having a strong business credit profit will improve your chances of being approved for a loan and eligibility for lower interest rates.

Low insurance premiums, approval for a lease, better terms from vendors and approval for a business line of credit are among the other benefits. 

It’s possible that you have encountered why business credit is so important during the process of starting your business. When taking out a business loan or opening a business credit card, it is often required that you sign a personal guarantee. A personal guarantee will hold you personally liable for the debt in the event that the business can’t repay it. After establishing business credit, you could qualify for a business loan or credit card without it being necessary to put your personal finances at risk. 

How do you Establish Business Credit?

There are many ways to start establishing business credit for your company. Here’s some steps you can follow as a roadmap to your goal below. 

1. Get your Business Recognized as a Business

Opening up your business doesn’t necessarily equal having an established business. Have your business set up as a LLC (limited liability company) or incorporate your business. Get a federal employer identification number. You can apply for an EIN on the IRS’s website. 

Set up a business phone number and make sure that it’s listed. Be sure to open up a business bank account that has your legal business name and used regularly for operating your business. 

To start establishing business credit, you also need to open a business credit file with Dun & Bradstreet. You can apply for a free D-U-N-S number or check on Dun & Bradstreet’s website to see if your business has one. For Experian and Equifax, you simply need to open a business credit account to establish a business credit file. 

2. Have Good Credit Relationships

Your vendors and suppliers are very important relationships in the business arena. Great relationships lead to better terms such as not having to pay for goods or services up-front. Securing a line of credit or payment terms (net-30, net-60, etc.) with a couple of vendors and suppliers that report payments to the business credit reporting agencies will help you maintain a great history of business credit credit. 

3. Pay all your Bills on Time

This principle is the most important factor in every credit scenario because it shows that you can be counted on to pay and manage your debt. Lenders look at your payment history as an indicator of how likely it is that you will repay your loan with them. A history of late payments can lower your business credit rating and business credit profile, making it very difficult to find lenders willing to work with you. 

4. Apply for a Business Credit Card

A great way to start establishing business credit is to open a business credit card. Ideally the creditor will report to the three major business credit reporting agencies. Start by opening up at least one business card and managing it effectively. Having more than one business card can be helpful, but only after you have been using the one responsibly. 

Building Business Credit

After establishing business credit, its time to start building upon that foundation so that you have strong business credit. If you’re following the guidance above, you’ll be in a great place to building that strong credit profile. But let’s take it a step further.

There’s three things that you should focus on once you’ve established business credit. First, start paying your bills early. You may be able to score some “extra points” with some business credit scores by doing this. Another step you  should take is to find out if your accounts are reporting to the business credit agency. Not every vendor does this so you might consider adding other credit references that do. Last, try to keep your credit utilization under 30% of your total available credit. This is particularly important if you’re seeking more financing.